Stamp duty—a tax levied on property purchases by states—is one of the bigger costs for which you'll have to budget. Queensland, you pay stamp duty within 30 days of settlement. The way this is calculated is through the LVR – Loan to Value Ratio. Click here to read our lender review of ANZ. Source: (Bich Tran / Pexels) 1. 59 per cent for owner-occupied properties and 6. Simply adjust your loan amount, loan terms, and interest rate to see how you could pay off your home loan faster. The First Home Savings Account (FHSA) You may be eligible to save up to $40,000 tax-free to buy a home with an annual contribution limit of $8,000. Free Copy Of Your. Buying a home is a big deal with many things to consider, like saving a deposit and getting a home loan. The First Home Owners Grant If your state or territory offers a first home buyers grant and you’re eligible, this is a great way to boost your deposit. The above points may give potential buyers peace of mind and may increase the selling price. 2 million customers will increase ANZ customer base by 20 per cent. . If you first purchase or have an existing Suncorp Car or Motorcycle policy, you can get 20% off new Suncorp home insurance. Read more now. For the first time since 2009 as quoted by Suncorp, the first home buyer home loans have been consistently trending upwards. - Current Notice of Assessment. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. The process of buying your home can be broken down into some simple steps. It offers variable and fixed rate home loans, and customers have the option of paying principal & interest, or interest-only. a. The loan is subject to the requirement to pay Lenders Mortgage Insurance. For example, First Federal Bank of Kansas City offers eligible buyers a grant of up to $5,000. Variable rates for owner occupiers start at 5. Lo recomiendo 100%. The First Home Super Saver Scheme allows you to save for your. 2. This will allow you to make an educated decision. And the good news is, if you have an LVR between 70% and 80%, there's a still. ME General Manager, Home Lending Andrew Bartolo said: “First Home Buyers told us they. This Suncorp-Metway home loan has an interest rate of 6. the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. 58% p. Suncorp Bank occasionally has some great home loan specials with interest rates below the major banks. Better has the right combination of features and perks, including no unnecessary fees, low mortgage rates, and a fast 100% application process. com, this was down 4. VA loans are no-down-payment loans for borrowers with a. For example, a new loan may incur an establishment fee, while other fees such as a monthly. There have been several false starts for tax credits and grants to first-time home buyers, including: The Biden $15,000 First-Time Homebuyer Tax Credit:. One scheme for single parents requires only a 2. help. annual fees, application fees) on top of the interest rate. a. This would mean you would need $40,000 if you were purchasing a $200,000 house. Our plan is to buy this first property as a 'stepping stone', something that we can live in while we start our family, and upgrade when they go to school (in around. It’s a national scheme, however the grant is funded and administered by each state or territory. Explore a Range of Articles and Explainers on Everything from Home Loans and Deposits, to Home Building Tips and Tricks - Find Out More NowAustralia and New Zealand Banking Group Limited (ANZ) sought merger authorisation in relation to its proposal to acquire 100% of the issued shares of SBGH Limited (which owns 100% of the shares of Suncorp Bank) from Suncorp Group Limited (Suncorp Group) (the Proposed Acquisition). First Home Super Saver Scheme. The exact amount will vary depending on which state you're in, but it's calculated as a percentage of the property price. 69% p. Manager, Suncorp Group Content & Personalisation: Ashika Naran. If you do not have access to the tool or are having difficulties logging on, please email CustomerandBrokerSupport@suncorp. on new lending of $150,000 or more. Who is involved?. 110% LVR no deposit First Home Buyer Loans. Settled. Read more here to find out what your. Suncorp Comprehensive Insurance customers can make a claim if a buyer has an accident while test driving their vehicle for the purpose of a. Sales to first-home buyers grew 50 per cent, from $800 million to $1. (5. Qualifying buyers borrow either 5% or 10% of a home’s purchase price from the. Whether you need a loan with flexible repayment options, competitive interest rates or other features tailored to your needs, our team is ready to help. You earn a low-to-moderate household income relative to your. Typical first-time home buyer qualifications include: Credit score of at least 620; Down payment of at least 3%; Debt-to-income ratio below 43%; Steady income; Two-year job history;Qualified applicants can apply for The First-time Homebuyers Assistance Program starting Tuesday, July 11, 2023. Buying my next home. The home loan application process can be completed in a few ways, including with a Suncorp Mobile Lending Manager or a mortgage broker. Contents Insurance covers the stuff inside your house. Under the Scheme, eligible first home buyers can purchase a modest home with a deposit of as little as 5. Take out a new Suncorp Funeral Insurance policy and get a $100 eGift card after your first 4 months of cover. 35 %. Talk to a home lending expert. 6 Buy your home. First Home Super Saver Scheme. (‘New Suncorp home insurance’ excludes landlord and strata insurance) If you first purchase or have an existing Suncorp Home or QLD CTP policy, you can get 20% off new Suncorp car insurance. Updated 10 March 2022. You can make a withdrawal from more than one RRSP as. 9 billion ($3. Op · 10 mo. a. Up to $2,000. Macquarie’s rate reductions, which come into effect from November 11, range from 10 basis points for 1, 2 and 3-year fixed loans to. 25 May 2020. ago. Talk to a home loan expert. In only a few minutes, we'll estimate your borrowing costs, including stamp duty, lenders mortgage insurance (LMI) and any applicable first home buyer incentives for each State. Suncorp Bank (Suncorp-Metway Ltd ABN 66. National Executive Creative Director: Andy Fergusson. Suncorp's home loan rates are quite competitive, especially its package home loans. The Federal Housing Administration allows down payments as low as 3. Whichever it is, it should be a home that you can afford and ticks all the right boxes. We’re doubling the First Home Owner Grant to $30,000 until 30 June 2025. 5 per cent ($430 billion) and the Commonwealth Bank's 25. It found the “Bank of Mum and Dad” was among the top 10 lenders in Australia, just behind Suncorp and one place ahead of the Bank of Queensland. 33 billion), as the smallest of Australia's major lenders seeks to revive growth at home after falling behind rivalin. Funding will be made available to Utahns on or after July 25 and will help individuals and families receive a loan of up to $20,000 to buy down interest rates, apply funds towards a down payment or pay closing costs on a first. Discover offers for First Home Buyers. Some states and territories offer stamp duty reductions or exemptions on stamp duty for some first home buyers; Extra cost considerations. Variable Interest Rate, n. Various fees and charges may apply to a Suncorp Bank Home Loan. Buying a home. If you’re buying your first home, you could get $3,000 to spend however you like, plus support from an ANZ First Home Coach. But we also understand that buying a home can be overwhelming, particularly if it’s your first. Drawdown within 180 days of applying, bonus paid after settlement. 85% p. 84% p. Suncorp Bank has set its five-year standard fixed rate at 6. If you want to buy a home at. 8 Take ownership of your home. a. 1 On-line Quote; 3. Exclusively for first home buyers, we offer special discounted rates on loans of $150k+. 15. D. But if you qualify for down payment assistance, you might need even less. The Suncorp Standard Variable Rate Home Loan offers a 100% offset account, the ability to make additional repayments on your loan and a redraw facility. Suncorp offers a range of financial products and services, including personal and home loans, credits cards, savings accounts, commercial and. An additional 10,000For an exact quote, please contact one of our mortgage brokers by calling 1300 889 743. ME has launched one of its best-ever home loan offers, designed exclusively for First Home Buyers. Banking and home loan products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882 Australian Credit. 9bn in a deal the big-four lender described as a vote of confidence in Queensland. Read more: How much can I borrow for a home loan?As an incentive for first home buyers, most Australian states and territories offer stamp duty concessions to those purchasing their first property, if it's under a certain amount. 5% or 5% of the home’s purchase price. When you’re buying your first home, there’s a lot to learn. At the expiry of the 3 Year Fixed Rate Term, the loan will revert to the applicable Standard Variable Rate advertised at the time (currently 8. ”. 6. a. It gives you the opportunity to know the inside out of the home buying business. Read more now. au. and a comparison rate of 6. 5% down. About 58% of first-time homebuyers financed their homes with a conventional. The grant amount. Suncorp’s offers for First Home Buyers can help ease some of the strain by refunding the annual $375 fee. Are you buying a home or looking to refinance? You can apply online in as little as 20 minutes. Suncorp Group’s Post Suncorp Group 112,933 followers 1y. Learn more about the First-Time Home Buyer Incentive. Some federal programs define a "first-time" buyer as one. $575,000 or less where the contract was entered into on or before 14 June 2023. Get a $3,000 Solar Home Bonus when you apply for a new eligible Suncorp Bank home loan on a property fitted with an eligible solar power system. The. a. Home Package Plus (HPP) Standard Variable Special Offers valid 20 October 2023. Tap Transfer and choose your accounts you want to transfer between, as well as the amount. 3 House Safety Options; 4. My pre-approval expires on: I’m buying a home!Nov 10, 2022 – 3. com. Offers several low-down-payment loan options, including FHA, VA, USDA and the PNC Community Loan. We're here to help find the best fit for you. ($3. Northern Territory, stamp duty is payable 60 days after settlement. As revealed by The. 3 15% Multi Policy Discount: Combine 3 or more eligible products with us and you could qualify for a 15% Multi-Policy Discount. proper noun, [furst hohm oh-ners grahnt] The First Home Owners Grant was introduced in 2000 to offset the effect of paying GST when purchasing a home. The benefits of a cashback home loan offer. She sought the help of a buyer’s advocate to give her confidence in finding the right apartment and get the best deal possible. Eligibility criteria and T&Cs apply. 33 billion), as the smallest out Australia's significant lenders seeks to resurrect growth at home since. 14. $600,000. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. au Suncorp is proud to support first home buyers in achieving their version of the Australian Dream. 99% p. Suncorp Insurance has launched a new chapter of their Resilience platform via Leo Burnett Australia with ‘If your home could talk’, a campaign that focuses on South East Queenslanders and how they can think differently to protect their homes from extreme weather events. and a comparison rate of 6. Learn about government programs that make it easier to buy a home, including loans, mortgage assistance, and vouchers for first-time home buyers. Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. National and state first-time buyer programs may be useful. I'm working on a project that doesn't involve code and pixels: building a house for the first time. Suncorp Bank Home Lending Interest Rate Guide Special Offer Interest Rates - New to Bank Loans ≥$150k. 1. 0. House hunting can raise many home buying questions, and it can be hard to know where to turn for answers. Suncorp’s shares were also flat at $14. Depending on what you need, a home loan package might help you save by: waiving annual fees on credit cards. However, it operates quite differently to the majors, with different home loan types and lending policies. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. This loan is available with a 110% LVR for first home buyers. Please note, if you are self-employed or there are more than two borrowers, please call us on 1300. The foundations laid by these ancestors—our First Nations peoples—give strength, inspiration and courage to current and future generations towards. First-time home buyers are more commonly recognized according to several criteria with regards to. South Australia, you pay stamp duty on or before the day of settlement. Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. holidays and even when your car was first registered can affect selling it. $600 (less than 90% LVR) $600. Suncorp’s home lending. A lender on our panel will offer waived LMI on a 90% home loan for nurses, so you only need a 10% deposit. Business Insurance and Barrister Insurance) has issued from AAI Limited ABN 48 005 297 807 trading as Suncorp Insurance. • Eligible first home buyers must use the maximum amount of their savings as a deposit (funds. The first step to buying a home is to learn what kind of ground you’re standing on from a lender’s perspective — and that means knowing your credit score. Suncorp has a loan package called the Deposit Kickstart Home Loan, which allows first-home buyers to get into the real estate market faster without needing a deposit. a. Banking and home loan products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882. Rentvestors aren’t able to access the First Home Owners Grant, which is available for certain first-time, new home buyers who will occupy their property for the first year. $500. $200. Based on: Deposit $550000, Property value $1000000, Principal & interest, Purchase or Refinance. That person is usually the vendor's solicitor, who can only release the funds. Buy or build your first home sooner. Talking to a Suncorp Bank Home Loan Specialist will help you get a sense of how much extra you'll need to complete your purchase, and make the process of becoming a home owner a lot smoother. Share. an. First Home Owners’ Grant. Key features. Will normally have to show your ability to save with 3 - 6 months of bank statements. Once you’ve made the decision to build, Sydney-based. on new lending of $150,000 or more. 8 billion in total business loans. 1% year over year. , and no annual fee. full valuation. Get your credit report. Buying a home is a big deal with many things to consider, like saving a deposit and getting a home loan. - Home Buyer Declaration. Suncorp Group (ASX:SUN) pays an annual dividend of A$0. 9 billion sale of the Brisbane-based group’s banking division, securing Queensland government support in exchange for job pledges. All applicants for the loan must be first home buyers and take out an Eligible Home Loan with Suncorp Bank. Learn more about schemes and grants. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. 99% p. 9 per cent ($517 billion). Or, buy or build your first home with a deposit of 5% under the First Home Guarantee or Regional First Home Buyer Guarantee. 7 billion, top-50 listed company. Contact a Home Loan Specialist. 9 billion purchase of Suncorp’s banking unit has created the nation’s third-largest home lender and deposit taker in what is the biggest local bank deal since Westpac bought St. Our Home Buying Guide can help she every pace of aforementioned way. This Suncorp-Metway home loan has an interest rate of 6. But big banks buying and acquiring smaller banks happens frequently, so there’s no need to panic if you’re banking with Suncorp. A person is generally classified as a first-time-buyer if they’re buying their only or main residence, and have never owned a freehold or have a leasehold interest in a residential property in the UK or abroad. - Home Buyer Declaration. Finding the ‘right’ home is subjective. Key features. ANZ’s $4. National and state first. Suncorp interest rate cut. All of the services Mint Equity provides are free of charge, that means you’ll have direct access to over 30 years of industry experience and expertise at no cost. Our LMI calculator asks for more information than other calculators you may find online. How do Suncorp’s home loans compare?From small beginnings as a Queensland agricultural bank, Suncorp has grown to become Australia's sixth largest bank. a. Tacoma first-time home buyers. Suncorp has claimed an "industry-first" use of geospatial technology to cut down on the number of questions it needs to ask home insurance prospects. They apply for an Add Loan of $10,000 for a new car. It’s a national scheme, however the grant is funded and administered by each state or territory. Please read the relevant Product Information Document, Lending Fees and Charges and Home Package Plus Terms and Conditions before making a decision regarding any Suncorp Bank. Can make lump sum and extra repayments on all loans. The first home owner grant (FHOG) is a one-off payment to encourage and assist first home buyers to buy or build a new residential property for use as their principal place of residence. From getting a mortgage to making an offer, the more you understand about the property transaction early on, the less overwhelming it will be. How to apply for the FHOG. We’ve broken down the homebuying process. FHA loans are insured mortgages that require just 3. 13. Borrowing Power Calculator. package Suncorp has announced an exclusive new offer for first home buyers to help them realise their property ownership dreams. (‘New Suncorp home insurance’ excludes landlord and strata insurance). Settled. The amount for the HBTC was increased to $10,000 in 2022. 77. 70%. This is the go-to program for many first-time home buyers with lower credit scores. A first home owner grant is available for new homes with a value of up to: $650,000 or less where the contract was entered into on or after 15 June 2023; or. Victoria, you pay stamp duty within 30 days after property transfer. Group Creative Director: Bec Johnson-Pond. buyers purchase their first home sooner. 1 Location; 4. 1. 74% p. It is a national scheme funded by the states and territories and administered under their own legislation. Complete an application with your personal and financial details, such as your ID and tax file number. Reasons to Invest in an FHSA: Use it to save up to $40,000 for your first home. Usually first home buyers with less than a 20 per cent deposit need to pay lenders mortgage insurance. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. Suncorp’s Home Package Plus Special Offer for First Home Buyers allows customers to choose from a Standard Variable rate or a 5 Year Fixed rate of 3. a. Zoran advises clients to first consider all their options. Buying Suncorp would instantly add about $60 billion of customer loans to ANZ’s balance sheet, 80 per cent of which would be mortgages, at a time when it’s talking about rebuilding its. For example, up until 30 June 2017, the Queensland Government will contribute $15,000 - $20,0000 to help first time buyers buy or build their new house, unit or townhouse (valued at less than $750,000). The grant is $10,000 or the consideration paid to buy or build the house if less than that amount. My loan has been pre-approved! The period of home loan pre-approval is usually three months. Buying a home is a big deal with many things to consider, like saving a deposit and getting a home loan. Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. This program has a low down payment requirement and features a lower-than-average interest rate. The larger assistance amount comes with a higher interest rate. ). waiving monthly account keeping fees on transaction accounts. on new lending of $150,000 or more. Buying your first home is confusing and stressful. We have our Suncorp pre-approval ready and plan to go to an auction for a property in a few weeks' time. Whether you’re a first house buyer or a seasoned investor, start here when planning your home purchase. #Mortgages #HomeLoans #HeiseSaysThe Bank of Mum and Dad is nearly bigger than Suncorp having lent $29 billion to first home buyers. 99, a further concession of $3,500 applies. You must apply for a grant and/or pre-approval for the first home owner rate of duty within 12 months of completion of the eligible transaction. First Home Savings Account. This enables an eligible home buyer to purchase a home with as little as 5% deposit without paying Lenders Mortgage Insurance. Kāinga Ora – Home and Communities offers a range of home ownership options when buying a house or land to build on: First Home Grants (was called Home Start Grant) First Home Loans. Get browser version is no length propped, so you may experience issues while after this site. Cheapest home loans; First home buyers; Fixed rate home loans. Organise your application. 28-Sep-2020 • Corporate. You can access informationBuy or build your first home sooner. 4 per cent of outstanding home loans ($307 billion), still well short of Westpac's 21. NSW woman shares ‘stressful’ Suncorp insurance claim after natural disaster. Only one grant is payable per eligible transaction, so two. Read the policy booklet before buying this insurance. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. Banking and home loan products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882. Rates and discounts are subject to change. If you need help or just want advice, talk to one of our Home Loan Specialists and get started on your home buying journey. Try out our offset calculator to see what you could save. So ultimately, it works in. What’s Suncorp Insurance coverage? 3. deposit Owner-occupier. According to Realtor. Buying a home is a big deal with many things to consider, like saving a deposit and getting a home loan. Suncorp’s insurance operations in both Australia and New Zealand will not form part of the Transaction and the Group’s head office will continue to be in Queensland. Finally, if the prospect of purchasing a home is close on the horizon, research the financial support which may be available to you. News. You can reduce the cost of Lenders Mortgage Insurance (LMI) to $1 if you’re an eligible first home buyer. The 1st Time Advantage 5000 provides buyers with a 0% loan of $5,000 to help cover the down payment and closing costs, and no payments are due until the mortgage is fully paid off. The First Home Owners Grant is a government scheme offering a one-off grant payable to eligible first home owners who are looking to be owner occupiers. R. You can be either casual or full time and this income includes overtime and allowances. “Undeveloped blocks are scarce in many suburbs, so it makes sense to be open to the opportunities in the areas you love. disclaimer. SUN has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The bank has headquarters in Brisbane with branches throughout the country. ($3. A first-time homebuyer can be defined as a person who is buying a principal residence for the first time. Suncorp bank offers a range of financial products and services in banking, general insurance, and life insurance. Apply online. a. Check Your Credit. Our LMI calculator asks for more information than other calculators you may find online. No LMI for First Home Buyers Is LMI waived for first home buyers? Yes, LMI can be waived for first home buyers, if you qualify for the First Home Loan Deposit Scheme. Whether you’re a first house buyer or a seasoned investor, start here when planning your home purchase. Read on to see your first-time homebuyer checklist and lay out the plan to buy your first home. National and state first-time buyer programs may be useful. Try to enjoy the process and not to stress and remember that with a little patience and planning your dream of. Age excess (for drivers under 25) and inexperienced driver (driving for less than 2 years) excess of $400 is applicable. The process of buying your home can be broken down into some simple steps. Explore a Range of Articles and Explainers on Everything from Home Loans and Deposits, to Home Building Tips and Tricks - Find Out More NowThe reason why most people inspect a week before is so there is enough time for the current owners (or builders if buying a brand-new home) to make any minor corrections. Loan amount. Suncorp has loans for borrowers with deposits as low as 10% or even 5%, though some of its. Excludes refinance of existing Suncorp Bank loans or loan pre-approvals. Explore a Range of Articles furthermore Explainers on Everything from Main Lending and Deposits, to Residence Building Extremities and Tricks - Find Out More CurrentlyHouston, TX: Houston's Housing and Community Development Department offers two programs for first-time home buyers in the city. In 2020, 31% of all home buyers were first-time home buyers in the United States. 39%. Explore a range of articles and helpful tips to help guide you through the process. Suncorp Bank has unique home loans and low-interest rates. 54 per share and currently has a dividend yield of 3. The Sale and Purchase Agreement, Stamp Duty Malaysia, and legal fees are all presented in this handy infographic for your easy reference! First Home Buyers! Comprehensive real estate guides on buying, selling, investing and renting properties in Malaysia from. 5. Share. This estimation takes approximately 2 minutes to complete and will also tell you if you could be eligible for the First Home Buyers Grant in your state. It can be hard to know where to start. An add loan will increase your current repayment amount, but your remaining loan term, and loan type remains the same. Federal agencies acquire these properties through foreclosure, forfeiture, or failed banks. Things are getting real. These can include garages, sheds, fences and solar panels. Get a $3,000 Solar Home Bonus when you apply for a new eligible Suncorp Bank home loan on a property fitted with an eligible solar power system. First-time buyers make up 43% of the new home market. SUNCORP LIFE INSURANCE Suncorp Life Insurance products, other than in some circumstances the Redundancy. Australia real New Zealand Building Gang is buying the credit limb off insurer Suncorp User with A$4. Under My loan details, select Home Package Plus - Standard Variable, or for first home buyers Home Package Plus - Standard Variable - First Home Buyer, in the Product dropdown box. Please refer to our inner city apartments page for more information. 27 in late afternoon trading. If they are successful, their home loan would increase to $310,000, still with 20 years remaining. a. For a Suncorp Home Package Plus option, you’ll need to pay an annual fee of $375. To get the most competitive interest rate with the Back to Basics Loan of 5. Suncorp Home Package Plus Fixed. a first-time buyer; able to get a mortgage for at least half the price of the home; buying the home as part of a household where total income is no more than £80,000 (or £90,000 if you live in. Better. To be eligible for the Home Guarantee Schemes with us, you will need to meet the below prerequisites: - Completed Home Loan Application Form (no reservations to be made without application). My Suncorp; Health Online Services; Search Close. Associate Creative Director: Marijke Spain. 10%^) with Australia's biggest financial comparison website* to see if you can save. 59 per cent for owner-occupied properties and 6. Comparison shop mortgage lenders. Being a smaller bank Suncorp have quite good home loan specials and interest rates compared to the bigger lenders…But they can sometimes ask for more informa. 99 %. I recommend this course to every first-time home buyer. About $29 billion has been loaned out to the next generation and in many cases, it was in the form. The amount payable depends on the value of the property. Earn rate. New Home Loans >= $150,000 and Loan to Value Ratio (LVR) must be as stated. First Home Buyers 🏢 Nov 2023. Sometimes they have great deals for first home buyers and at other times they’re offering specials to refinance your home loan to Suncorp. T&C’s apply. Advice on buying a home. Available to eligible first home buyers with an ANZ home loan of $250,000 or more. Repayments should not exceed 30% of pre-tax income - use the repayment calculator as a guide. Negotiate any repairs or credits with the seller. ^Read the comparison rate warning. Buying a home is a big deal with many things to consider, like saving a deposit and getting a home loan. au or call 1300 313 798. 10am.